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• Another factor to consider is the type of accident. Liability insurance primarily covers accidents caused by negligence, such as speeding, distracted driving, or drunk driving. If your passengers are injured due to factors beyond your control—such as a sudden medical emergency or an act of God—the applicability of liability coverage may be questionable. In these scenarios, having comprehensive or collision coverage might be more relevant, though these typically cover damage to your vehicle rather than injuries to others.

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• 1 Autogard Carnauba Car Wax provides long-lasting protection and shine, often lasting up to six months or more depending on driving conditions. Unlike other waxes that require frequent reapplication, this product offers superior durability and performance. The deep gloss it provides not only enhances the appearance of your car but also makes future washing and detailing easier.